Privacy Policy

This Privacy Policy explains what information is collected when you visit the Policy & Property website at https://policyandproperty.pages.dev/ (the "Site"), how it is used, and the choices you have. Policy & Property is operated by Santosh Singh. You can contact us at sksinghmbu2@gmail.com.

Information we collect directly

The Site has no account sign-up, comment system or newsletter form, and we do not ask you to submit personal information to use it. If you email us, we receive your email address, your name if you include it, and the content of your message. We use that only to reply to you, handle a correction or request, or discuss a partnership you raised.

Hosting by Cloudflare Pages

The Site is a static website hosted on Cloudflare Pages, a service of Cloudflare, Inc. To deliver and secure the Site, Cloudflare's servers automatically process technical information about visitors, such as IP address, browser type and device information. Cloudflare handles that information as described in its own privacy policy: https://www.cloudflare.com/privacypolicy/

The Site's own pages do not set cookies and do not load advertising or tracking scripts. Embedded videos are described below.

Analytics

We may use Google Analytics or similar tools to understand, in aggregate, how many people visit the Site and which pages they read. These tools use cookies to collect information such as pages visited, time on page, approximate location (country or city level) and referring website. We use this information only to improve our content. You can learn how Google uses information from sites that use its services at https://policies.google.com/technologies/partner-sites and opt out of Google Analytics with Google's browser add-on at https://tools.google.com/dlpage/gaoptout

Embedded videos

Our pages embed videos from YouTube, a Google service. When you view or play an embedded video, YouTube may set cookies and collect information about your viewing under Google's privacy policy.

Affiliate links and third-party sites

Some pages may in the future contain links labeled "paid link." If you click one, the company you visit, or the affiliate network that tracks the referral, may set cookies or use similar technologies to record that you came from Policy & Property, so that a referral can be credited. Any information you then provide, such as for a quote, is collected by that company under its own privacy policy, not ours. We do not receive your quote details or personal information from those companies; at most we may receive aggregated reports of clicks and completed referrals.

The Site also links to outside sources such as government agencies, news outlets and data providers. We are not responsible for their privacy practices.

How we use and share information

We use the limited information described above to run and improve the Site, respond to messages, and understand our audience in aggregate. We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We may disclose information if required by law or to protect the rights and safety of others.

Your choices

You can block or delete cookies in your browser settings; most of the Site will still work. You can use browser privacy controls or the Google Analytics opt-out add-on linked above.

Your privacy rights

• Depending on where you live, you may have rights over your personal information.
• California residents: under the California Consumer Privacy Act, as amended, you may have the right to know what personal information is collected about you, to request deletion or correction of it, to opt out of its sale or sharing, and not to be discriminated against for using these rights. We do not sell or share personal information as those terms are defined in the law.
• Residents of the European Economic Area, the United Kingdom and similar jurisdictions: under the GDPR and similar laws, you may have the right to access, correct, delete, restrict or object to processing of your personal data, to data portability, and to withdraw consent where processing is based on consent. Our legal bases are our legitimate interest in operating and improving the Site and responding to you, and your consent where required for cookies. You may also complain to your local data protection authority.
• Residents of India: you may have rights under the Digital Personal Data Protection Act, 2023, including access, correction and erasure of your personal data.

To make a request, email sksinghmbu2@gmail.com with the subject line "Privacy request." We will respond within the time required by applicable law. For information held by Google about your visit, you can also use Google's own tools at https://myaccount.google.com

Children's privacy

The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children.

Data retention and security

We keep emails only as long as needed to respond and keep a record of corrections or business discussions. We take reasonable steps to protect information in our possession, but no method of transmission or storage is completely secure.

Changes to this policy

We may update this Privacy Policy as the Site changes, for example if we add analytics or paid links. We will post the new version here and update the "Last updated" date.

Contact

Policy & Property, operated by Santosh Singh
Email: sksinghmbu2@gmail.com